| MY VEMMA BLOG | AGNES |

Here's The Truth : If you still Not success Earning from home online. It's Not Because You Lack Of Luck.

But Because You Lack of Guidance.

Year 2012 EVENT- VEMMA Top 25 WORLDWIDE distributor, TOM NO.1 !!

TOM~8,384,473 US DOLLARS...  OOOOHHHH....

Just a simple steps「YES」OR「NO」?

A Step by Step Guide on

How to Open a Savings Account in the Philippines

Step # 1: Secure all the requirements needed in opening a savings account in the Philippines

Opening a bank savings account in the Philippines can be very simple and easy for you. You just go to the bank where you want to open your account with, but do not forget to bring some of these requirements with you:

• 2 valid IDs, with your name and recent picture on it (e.g. Passport, Driver’s License, School ID,Voter’s ID, PRC ID, Philhealth card, GSIS e-card, SSS ID, NBI clearance, Police clearance, Senior Citizen ID, OWWA ID, Seaman’s Book, OFW ID and other government IDs)
• 2 photocopies of your IDs
• 2 copies of 1×1 ID picture, latest
• Billing statement (Electric bill, Water bill, Credit card bill, etc.)
• Birth Certificate (For those not of legal age or below 18, some banks may require it)

Step #2: Know what type of savings account in the Philippines is right for you

You should choose the best savings account for you, to help you in determining which one is for you, here are some factors that you should consider:

• Monthly maintaining balance – this is the lowest amount of money that you must have in your savings account every month
• Interest Rate – the rate in which your savings will grow over time
• Banking Fees or Service Fees – the fees that Philippine bank’s will charge you when you do any bank transactions

Step #3: Pick the Philippine bank where you’re going to open your savings account with

To make it easier for you, I made a list of ten well-known banks in the Philippines that offers some of the best savings account in the country today.

What are debit cards?

Debit cards, also called bank cards, are used in paying for goods or services without using the cash in your wallet, instead it use the money on your bank account. Debit card offer you convenience when you purchase items and at the same time security because it requires a PIN (Personal Identification Number) or a signature by the card holder to use and access the card. Some debit cards may also be use to pay your purchases not only here in the Philippines, but also abroad.

Where can you get a debit card?

Banks are the ones offering debit cards to their customers, you can just basically go to a bank near you and inquire there how you can get a debit card. You’ll then be asked to fill out some forms, just like when you open a bank savings account.

Who can have a debit card?

Any person can get a debit card, just make sure that you can pass all the requirements needed when you apply for one. Even individual not of legal age or teenagers and kids (10 years old and above) can get one, just make sure the you have your parent’s consent or you’re accompanied by your parent when you go to the bank.

Here are the common requirements that banks would ask you when you apply for a debit card:

• At least one valid ID with your picture and signature (Passport, Driver’s License, School ID,Voter’s ID, PRC ID, Philhealth card, GSIS e-card, SSS ID, NBI clearance, Police clearance, Senior Citizen ID, OWWA ID, Seaman’s Book, OFW ID and other government IDs)
• A filled out application form and signature cards
• For 18 years old and below: you should be accompanied by your parent when applying or bring your parent’s consent letter

If you’re to busy to go to the bank, you can just check the website of the bank you want to get your card and apply online.

What are the advantages and disadvantages of having a debit card?